准备购买
Whether you are looking for your first home, your dream home, or an investment 财产, PMI绿色国家 is committed to providing you with the highest quality buyer services. When making the type of investment that buying a home requires, you deserve to have all the latest market information and the best 建议,我们可以提供给你.
Purchasing a 财产 is one of the biggest financial decisions you will ever make. Whether you are a first-time home buyer or an experienced investor, you must make careful decisions throughout the buying process. 下面是一些事情 买之前要考虑一下.
你为什么买??
Are you tired of paying expensive rent, or have you outgrown your current home? Are you looking for an investment 财产? A clear sense of your “why” behind a new purchase will help you evaluate the right factors and choose the best 财产.
你准备好投资了吗?
财产 ownership has been one of the top strategies for building wealth - and still is! Whether it’s your first home and you’re building your first asset or looking for a rental 财产, 这是投资的好时机. 财产 investments are some of the most stable assets to build and don’t carry the risk like other forms of investment, 比如股票或收藏品.
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其他需要考虑的事情
理清你的财务状况
Now is not a good time to make sudden career changes or large purchases. You want to approach your 财产 purchase from a position of financial stability. Large purchases or loans can affect your credit and balance sheet, which can 限制你的购买选择. Your credit score will significantly impact the type of 财产 you can buy, 你的利率, 还有你的房产价格. We can work with one of our preferred lenders to get an updated credit to 确切地知道它的位置. The lender will research your credit ratings from the three credit reporting agencies Equifax, 益百利, 和TransUnion. We are happy to recommend seasoned, knowledgeable lenders in the residential, construction, commercial, and investment real estate fields.
整理你的财务
When it's time to make an offer, you’ll want to know you’re fully prepared to close the deal. Preparing your finances is crucial to avoid delays, bidding wars, or conflicts.
- 银行账户
- 最近的工资单
- 检查你的信用评级
- 财务报表
- 投资
- 两年的纳税申报单
- 汽车和其他贷款
- Copies of leases for investment properties
- 401K statements, life insurance, stocks, bonds, and mutual account information
预先具有资格
预先具有资格ing for a loan will help you with the following:
- Finding the ideal price range you can afford
- Determining what your monthly payment will be
- Understanding the different loans you qualify for
- Estimating the down payment and closing costs
与我们联系
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